Estimates, not quotes

SR-22 insurance in Long Beach, CA

What an SR-22 costs in Long Beach, how California handles the filing, and how long it lasts.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Estimated cost in Long Beach

For comparison, a clean-record driver in their 30s pays about $625 for minimum coverage and $1,700 for full coverage in Long Beach by our estimate.

SR-22 insurance — estimated annual premium in Long Beach
SituationMinimum coverageFull coveragevs. clean record
After a speeding ticket$785$2,100+26%
After an at-fault accident$930$2,490+49%
After a DUI$1,180$3,170+89%

California rules that apply

California uses the SR-22. Your insurer files it electronically with the state; if the policy lapses, the insurer must notify the state, which can suspend your license again. Plan on keeping it for about 3 years. After a suspension, the DMV usually requires an SR-22 (or SR-1P) insurance certificate to stay on file for three years.

Any policy you buy must meet California's minimum of 30/60/15 liability coverage.

All California car insurance rules →

How to lower the cost

  • Keep continuous coverage. A lapse, especially with an SR-22, restarts problems with the state and raises future prices.
  • Compare several insurers — companies weigh violations very differently, and some specialize in high-risk drivers.
  • Take a state-approved defensive-driving course where it earns a discount or removes points.
  • Consider higher deductibles or liability-only coverage on an older car to offset the surcharge.
  • Violations age off: most surcharges fade after three to five clean years.

Read our guide · Car insurance in Long Beach

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Insurance offices in Long Beach

There are 66 insurance offices listed near Long Beach. See the full list with directions on the Long Beach car insurance page.

  • Richard Susanto - Farmers Insurance 1725 E 7th St
  • Next Generation Insurance
  • Evelyn Galvan - Farmers Insurance 3320 E Anaheim St
  • Hector Manuel Silva - Farmers Insurance 908 E Pacific Coast Hwy
  • Tom J Roybal - Farmers Insurance 1966 Freeman Ave
  • Lori Dwight - State Farm 1901 Redondo Ave
  • E Insurance
  • Terry Lee McMahon - Farmers Insurance 2525 Cherry Ave
  • Stoebe Insurance Agency 2501 Cherry Ave
  • Stewart Insurance Service
  • Reolnabe Ronces - Farmers Insurance 145 W Broadway
  • Francisco Alejandro Cacheo - Farmers Insurance 4510 E Pacific Coast Hwy

Frequently asked questions

How much does SR-22 insurance cost in Long Beach?

The SR-22 filing itself usually costs a small one-time fee; the real cost is the higher premium that follows the violation. We estimate about $1,180 a year for minimum coverage after a DUI in Long Beach, and $930 after an at-fault accident.

How long do you need an SR-22 in California?

Typically about 3 years from the date required, but the court or DMV order sets the exact period. After a suspension, the DMV usually requires an SR-22 (or SR-1P) insurance certificate to stay on file for three years.

Can I get SR-22 insurance without a car?

Yes. A non-owner policy with an SR-22 filing covers you when you drive borrowed or rented vehicles and satisfies the filing requirement in most states that use SR-22.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page