Homeowners Insurance in Burbank, CA

For a home at Burbank's median value of $1,089,100, we estimate about $2,440 a year — +47% versus the California NAIC average of $1,655.

These are estimates, not quotes. Home figures are modeled from NAIC state averages, Census home values and FEMA hazard ratings for comparison only. We are not an insurance company or agency. How we estimate

Estimated homeowners insurance cost in Burbank

Est. premium

$2,440

$203/mo · median home

Median home value

$1,089,100

California: $734,700

Median year built

1959

Census ACS

Owner-occupied

43.3%

of households

Hazard score

82.8

state ref. 70.2

Burbank's estimate reflects its home values (48% higher than the state median) and FEMA's hazard profile for Los Angeles County. Many homes here are older, so roof age, wiring and plumbing updates can matter a lot at underwriting.

Natural hazard risk in Burbank

FEMA National Risk Index — Los Angeles County
Hazard	Risk rating	Score (0–100)	Insurance impact
Hail	Relatively Moderate	93.0	Comprehensive (car); roof claims (home)
Tornado	Relatively High	97.7	Comprehensive; dwelling
Hurricane	Not rated	0.0	Comprehensive; wind/hurricane deductibles (home)
Inland (river) flooding	Very High	100.0	Comprehensive; home needs a separate flood policy
Coastal flooding	Relatively High	90.0	Comprehensive; home needs a separate flood policy
Strong wind	Relatively Moderate	75.2	Comprehensive; dwelling
Winter weather	Relatively Moderate	74.8	Collision (icy roads); frozen pipes (home)
Wildfire	Very High	99.9	Comprehensive; dwelling
Earthquake	Very High	100.0	Home needs a separate earthquake policy
Lightning	Very High	97.0	Fire and electrical damage

Scores are national percentiles of FEMA's county risk (higher means more expected loss than most other U.S. counties).

Estimated premium by home value in Burbank

Dwelling value	Wood frame	Brick / masonry
$200,000	$630	$580
$300,000	$870	$800
$500,000	$1,310	$1,205
$750,000	$1,810	$1,665

Home Insurance Estimator

Estimated annual premium

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Homeowners insurance by ZIP code in Burbank

ZIP	Median home value	Owner-occupied	Est. premium
91505	$1,061,200	43.7%	$2,390
91504	$1,099,600	51.8%	$2,455
91501	$1,057,600	42.1%	$2,380
91506	$1,096,000	59.4%	$2,450
91502	$879,200	10.0%	$2,055

Homeowners insurance in California · Car insurance in Burbank · Insurance offices near Burbank

Frequently asked questions

How much is homeowners insurance in Burbank?

For a home at Burbank's median value of $1,089,100, we estimate about $2,440 a year for a standard HO-3 policy with a $1,000 deductible. The California NAIC average is $1,655.

What are the biggest natural hazards in Burbank?

FEMA's National Risk Index rates Los Angeles County relatively high or very high for tornado, inland (river) flooding, coastal flooding, wildfire, earthquake, and lightning.

Does the age of homes in Burbank affect insurance?

Yes. The median home in Burbank was built in 1959 (Census ACS). Older roofs, wiring and plumbing can raise premiums or require inspections, while updates often earn discounts.

How we estimate this

We start from the NAIC average homeowners (HO-3) premium for California, scale it by the ratio of the dwelling value to the state median home value, adjust for construction type and deductible, and apply a hazard factor from FEMA National Risk Index scores for Los Angeles County relative to the state. Results are rounded estimates, not quotes. Read the full methodology.

Sources used on this page